3 Things You Should Know Before Buying iPhone Insurance

Let’s face it–iPhones are expensive. If you drop it, lose it, or it gets stolen, it’s going to cost a lot to get it repaired or replaced. This risk may lead you to consider buying iPhone insurance. But before you purchase insurance for your iPhone, you should do some research.

Not all iPhone insurance plans are created equal when it comes to claim limits, deductibles, and loss and theft coverage. Here are some important things to consider so you can protect your device with the best iPhone insurance.

Pay Attention to Claim Limits

One crucial factor to ponder on as you shop for an iPhone insurance plan is the number of claim limits. Many insurance providers have strict limitations. With most plans, including those from major cellphone carriers, you will be limited to 2 or 3 claims per year. But we all know your phone can get damaged more than 2 or 3 times in a given year. That’s why it’s important to choose iPhone protection plans that have unlimited claim limits.

Deductibles Can Be Expensive (But Don’t Have to Be)

A lot of iPhone insurance providers don’t have affordable deductibles, meaning you pay a lot out of pocket to get your device repaired or replaced. There are two main types of unfair deductibles to avoid: high deductibles and sliding scale deductibles. Sliding deductibles change depend on the exact iPhone model and the type of claim you file.

The best iPhone protection plans have low-cost, flat-rate repair fees. For example, the highest repair fee at Smart Tech is $69 and the highest loss/theft deductible is $199. Whether you need to fix your device or get a new one, our Smart Tech makes sure it is affordable to do so.

Loss and Theft Coverage Is Crucial

Beware of iPhone insurance plans that don’t cover loss and theft. As an iPhone owner, you know that it’s possible for a thief to steal your phone. You are also aware that you may accidentally leave your precious smartphone somewhere. These risks are just as important to address as dropping your phone.

Unfortunately, many cellphone insurance plans don’t even address these circumstances. This is another area in which Smart Tech stands apart from the rest. We make sure our customers are completely covered, no matter what happens to their iPhones.

The Bottom Line

The most important thing to do before getting locked into an insurance plan is reading the fine print. You don’t need to go with insurance from your carrier or manufacturer. In fact, it’s better if you don’t. Along with all the benefits mentioned above, Smart Tech also covers used and new iPhones. You can also file claims for malfunctions, power, and batteries. Plus, our protection plan comes with low monthly rates that you can afford.

When you choose Smart Tech to protect your iPhones, you’ll enjoy a wide variety of benefits, including company-owned repair centers, simple online claim system, and free shipping. You don’t have to settle for an insurance plan with hidden fees, limited claims, and unreasonable costs and deductibles. Saving money and having peace of mind is possible when you protect your iPhone with Smart Tech. You can see the advantages of choosing us over other providers by using our Competitor Comparison tool. We’re confident you’ll choose the best iPhone protection plan.


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All Trademarks are the property of their respective owners, who are not affiliated with Smart Tech and do not endorse it's products and services.This SA is not an insurance policy nor is it an extended warranty. In the case of either a repaired or replaced covered product, we do not indemnify or reimburse you, nor do we provide any service free of charge. We will either repair or replace your covered product at a discounted rate, which in both cases you will pay us a fee outlined in the SA.